Safety Council of Central & Western New York

Chapter of National Safety Council

"Your Partner in Making New York a Safer Place to Live"

 
The 6-Hour Defensive Driving Course
Point & Insurance Reduction Program - (PIRP)

Reduce Auto Insurance Rates - Reduce Violation Points
and Sharpen Driving Skills

               For your convenience, DDC is now available in                    Classroom or Online!

Reduce Insurance Rates
•Receive up to a 10% discount on Collision Premiums for three years.
•Receive up to a 10% discount on Liability Premiums, including property damage,
 bodily injury and personal injury protection.

Reduce Driver Record Points
Up to Four points will automatically be deducted from the total on your driver record  if you have incurred violations during the 18-month period prior to completing DDC.  The point reduction could help you avoid a license suspension!  Points which are reduced remain on record but are not counted by the DMV in determining administrative actions against license.  Point reduction will not cancel a mandatory suspension or revocation; nor will it cancel any action which is already being taken against a motorist's driving privileges.

You're eligible if you:
•Are a youthful driver
•Are an experienced driver
•Are an assigned risk-reduction in liability base rate regardless of driver record
•Have commercial vehicle policies -- where there is a clearly defined principal operator
 or all drivers complete DDC.
•Have incurred points for violations during the past 18 months.

Cost - The cost may from agency to agency.  Call the agency for registration details.

Defensive Driving Course Online Option -  The full 6 hr DDC curriculum is available in a NYS DMV approved, secure NSC online edition.                                        Use referral code 301  at checkout for a $5.00 discount.